Banco Credicoop was established in 1979 through the merger of 44 Argentine credit unions. This merger was motivated largely by the adverse effect of the Financial Entities Law of 1977 had on this sector. Today, Banco Credicoop is Argentina's eleventh-largest bank by total assets and ninth largest by deposits (US$2.8 billion); Nearly all of this is accounted for by its over 670,000 members, and Credicoop maintains 244 branches. It is also a lender in a country where domestic credit is difficult to access, holding a net loan portfolio of US$1.7 billion (3.5% of the domestic total). Loans to small and medium businesses accounted for 70% of this, and the credit union holds 5% of the nation's domestic loans to this sector.
Buldana Urban Cooperative Credit Society
Buldana Urban was founded on 15 August 1986. It has a size of 1.1-billion-dollar business with more than half a million (700,000) membership. The area of operation is mainly in central and western India in four states of India. The society has 451 branches and 7000 employee and 300 warehouses. Business activities are mainly in warehouse loan business, gold loan business, industrial finance, infrastructure finance business, housing loan and vehicle loans, individual loans and educational loans.
Cooperativa Obrera was founded in Bahía Blanca in the year 1920 when a group of 173 residents of Bahía Blanca decided to join to form a cooperative bakery that would ensure the right price, the exact weight and quality of bread, such a vital food. In 1932 its first cooperative store was opened. Today it has 1.6 million associates and 5,000 workers. It is the second large consumer cooperative in Latin America. It has its own quality control laboratory. It also has own credit cards which facilitates access to credit to its members.
Unite and empower cooperatives online – our mission, our singular goal that drives everything we do. At DotCoop, we unite the cooperative community through a shared online identity and platform where cooperative organizations can participate, inform, educate, and pioneer a path for others to join and support the cooperative movement. We empower cooperatives to participate and thrive in the digital economy. Our resources include the provisioning of .coop domain names, the .coop Global Directory, educational support programs, and the Cooperative Marque. Every cooperative that uses a .coop domain name as the primary address for their website elevates their cooperative identity, principles, and purpose. It unites the cooperative movement online with a shared identity. It transforms an organization’s value from a lone contributor to an active participant of a global online network. DotCoop is jointly owned by the International Cooperative Alliance (ICA) and the National Cooperative Business Association (NCBA CLUSA), two non-profit organizations with a mission to develop the global cooperative movement.
Fundación Espriu represents a network of Spanish entities that follow the cooperative health model created by Dr Josep Espriu. It comprises two big corporate groups, Asisa and Assistència, both headed and owned by cooperatives and leaders in the healthcare and insurance sectors. It includes insurance firms, hospitals and medical centres, IT companies, research laboratories, home emergency services companies and an assisted reproductive centre. Espriu's network provides quality health services to more than 2,6 million people in Spain and creates more than 6,200 direct jobs.
Indian Farmers Fertiliser Cooperative Limited (IFFCO)
Indian Farmers Fertiliser Cooperative Limited (IFFCO) is one of India's biggest cooperative societies, and is wholly owned by Indian Cooperatives. Founded in 1967 with just 57 cooperatives, they are today an amalgamation of over 36,000 Indian Cooperatives with diversified business interests ranging from General Insurance to Rural Telecom in addition to their core business of manufacturing and selling fertilizers. With its vast marketing network IFFCO reaches more than 5.5 million farmers in India.
International Health Cooperative Organisation (IHCO)
IHCO is an international organisation founded in 1996 that brings together healthcare cooperatives from 14 countries. As a sector of the ICA, it is made up of cooperative businesses active in primary and specialised healthcare, hospitals' management, health insurance, socio-healthcare, promotion, health literacy and pharmacy distribution. IHCO activity is addressed to showcase cooperatives as an alternative private actor who combines economic goals with social values; to highlight the global scale of the cooperative business model in the health sector; and raise awareness about its added value as people-oriented companies.
The Kibbutz Movement
The Kibbutz (Hebrew word for “gathering”) Movement is the largest settlement movement in Israel. It was re-organized in 1999 as a merger between two Kibbutz organizations and includes 257 members (kibbutzim). The kibbutz is a multi-purpose cooperative, binding together community, housing, and production means. The majority of kibbutzim are rural communities, based on principles of joint ownership, equality and cooperation in production, consumption and education, providing mutual aid to their members.
The Midcounties Co-operative is the largest independent consumer cooperative in the UK, with over 700,000 members. It operates a range of businesses in Food, Travel, Healthcare, Funeral, Childcare, Energy, Post Offices, Flexible Benefits and Telecoms. It was formed in 2005, by the merger of the Oxford, Swindon and Gloucester Co-operative Society and the West Midlands Co-operative Society. The Midcounties Co-operative generates annual gross sales of over £1bn, has over 400 Trading Sites, 8,000 colleagues and over 700,000 members. It focuses on enabling their members to influence, connect and co-operate in joint activities that benefit their Society, their members and their communities.
MONDRAGON groups 98 cooperatives located mainly in the Basque Autonomous Region of Spain, and in their majority SMEs. It is the largest business group in the Basque Autonomous Region and the tenth in Spain. Its origins go back to 1956, when the first industrial worker cooperative was established in Mondragon, then a very small Basque town. It is a cross-sectoral group organized into four major areas: industry, distribution, finance and knowledge. Its mission combines the basic objectives of a business organization competing in international markets with the use of democratic and participatory governance, job creation, human and professional promotion of its workers and commitment to social and economic development of its territory.
National Agricultural Cooperative Federation (NACF)
NACF was born out of the integration of the former agricultural cooperatives and the Agricultural Bank in 1961. Since then, NACF has played a crucial role not only in improving the conditions of farmers economically, socially and culturally, but also in contributing to the balanced development of the Korean economy. NACF and its member cooperatives are engaged in diversified business activities and support services to meet the need of member farmers and other clients. They can be grouped into three broad categories: banking sector, non-banking sector (commercial business), and support service sector. They also handle the farm credit guarantee service for the government.
Co-operatives in Brazil number 6.6 thousand with 11 million members and they provide 320 thousand direct jobs. As a differentiated business model, Brazilian co-operatives rely on the permanent support of OCB System to defend and promote their interests and rights. The system is composed of three institutions working together. The Brazilian Cooperatives Organization (OCB) is the representative entity, acting to promote the efficiency and economic and social effectiveness of co-operatives – either in Brazil or overseas. The National Service of Cooperative Learning (Sescoop) promotes actions, courses and programs for the management and social development of the co-operatives. Finally, the Brazilian National Confederation of Cooperatives (CNCoop) provides union representation of the economic category interests in the co-operativist sector with public and private agencies.
Rabobank Group is a Dutch cooperative banking group born from small agricultural cooperative banks in the late 19th century. Today Rabobank operates in 39 countries and employs over 40,000 people worldwide. Rabobank Group is comprised of Rabobank, local Rabobanks, and its internationally based subsidiaries. Conditioned by its cooperative roots, the nature of Rabobank Group is characterised by strong mutual relationships. Rabobank is one of the Netherlands’ largest cooperatives with nearly two million members.
S Group is a Finnish network of consumer cooperatives operating in the retail and service sectors, mainly in Finland but also in Estonia and in Russia. S Group comprises 19 regional cooperatives and SOK Corporation along with its subsidiaries. SOK Corporation was founded in 1904 and it`s owned by the regional cooperatives. Regional cooperatives are owned by their cooperative members and they operate according to the cooperative principles. Today by turnover, S Group is the biggest cooperative group in Finland. S Group's key business areas are the supermarket trade, department stores, specialty stores, the hardware trade, service station store and fuel sales, and the travel industry and hospitality business. In addition, S-Bank offers banking services to cooperative members. Individual cooperatives conduct also automotive trade and services.
The Sancor Seguros Group is a financial cooperative institution based in Sunchales, province of Santa Fe, Argentina. It was founded in 1945. The cooperative manages different specialized organizations, including: Sancor Seguros (insurer) Prevención ART Prevención Salud, Prevención Retiro, Alianza Inversora, CITES, Fundación Grupo Sancor Seguros and Banco del Sol. As of March 2020, it has a capital of 363 million dollars. It has more than 7 million capita insurance and 170 thousand health affiliates. It has about 8,300 associated producers and 3,330 employees. It opened subsidiaries in Uruguay in 2006, Paraguay in 2009 and Brazil in 2013.
Established in 1998 as non-profit association specialised in offering economic activity and contract management services, insurance services, legal and consulting services, information and training, co-workspaces, and mutual financial tools mainly to artists, Smart Belgium was converted into a cooperative in 2016 and has a French and Belgian management. More recently it has opened itself to freelancers of all sectors of activities. Smart Belgium has organised a process for converting itself into a multi- stakeholder cooperative (workers, clients, partners, service providers etc.). Smart has disseminated to another 8 European countries through similar cooperatives, with a total of 85,000 members.
Founded in 1964 as a consumer cooperative, Up Group became a worker cooperative in 1972. It designs and markets products and services that facilitate access to food, culture, recreation, education, home help, social assistance but also accompanies companies in the management of their professional expenses or in the animation of stimulation and fidelity devices. It offers a wide range of titles and services for companies, works councils, communities and individuals. The group is also present in the software solutions market for personal services structures. Present in 19 countries on all continents, the Up group works for more than 24.5 million customers and is the world number three in lunch vouchers.